Use a password manager to create and store a unique strong password for every account, and turn on two-factor authentication (2FA) on your email and banking first. Together they stop the vast majority of account hacks.
Why reused passwords are dangerous
When one site gets breached (it happens constantly), attackers try that email-and-password combo everywhere else. If you reused it, they're now in your email, which can unlock everything. Unique passwords contain the damage to one account.
Two habits that protect you
- A password manager generates and remembers a unique strong password for every account. You only memorize one master password.
- Two-factor authentication (2FA) adds a second step (a code from an app) so a stolen password alone isn't enough. Turn it on for email, banking, and anything with your money.
2FA = something you know (password) plus something you have (a code on your phone). An authenticator app is safer than text-message codes when it's offered.
Common questions
Aren't password managers risky — all eggs in one basket?
Reputable ones encrypt everything so even they can't read it, and the risk is far lower than reusing passwords. It's one of the best security upgrades you can make.
What makes a strong password?
Long and unique beats complicated. A password manager handles this for you; for your one master password, use a long passphrase you can remember.