Dad's Quick Take
Scams rely on urgency and trust. Don't click links in unexpected messages, verify requests through a channel you trust, never pay with gift cards or crypto on demand, and slow down when something feels urgent. When in doubt, stop and check.
Common scams right now
- Phishing — a message that looks official, with a link to a fake login page that steals your password.
- Urgent texts — “your package/account/bank needs action now” to make you click without thinking.
- Payment scams — they demand gift cards, wires, or crypto (real companies never do).
- AI voice/clone scams — a “family member” or “boss” in trouble asking for fast money.
The golden rule
If a message creates urgency and wants money or your password, stop. Contact the person or company directly using a number you already trust — not the one in the message.
Common questions
How do I check a suspicious link?
Don't click it. Go to the company's site directly by typing the address yourself, or use their official app. Hover to preview the real URL on a computer.
A 'relative' called in a panic for money — real?
Be suspicious of urgent money requests, even in a familiar voice. Hang up and call them back on their known number to verify.